When it comes to the process of underpinning, it’s natural to wonder whether or not it’s covered by insurance in Australia. Unfortunately, the answer is usually no. This is because underpinning is a preventative measure that’s used to prevent damage to a property, rather than a repair process. As a result, it’s not typically covered by most house and contents insurance policies. While it’s always a good idea to consult with your home insurance provider to see what their specific policy covers, the general rule is that you won’t be able to claim underpinning on your insurance.